Fixed income investments are a reliable way to generate steady returns while preserving capital, making them an essential part of a balanced portfolio. These instruments offer regular interest payouts and lower risk compared to equities. At Equentis Investech, we provide access to a range of fixed income products including bonds, debentures, government securities, and corporate fixed deposits. Whether you’re looking for predictable income, capital protection, or portfolio diversification, our expert team helps identify the right fixed income opportunities tailored to your goals. Ideal for conservative investors or those nearing financial milestones, fixed income products ensure stability even in volatile markets.
Bonds are financial instruments used by governments, corporations, and other entities to raise capital. When you buy a bond, you are essentially lending money to the issuer (like the government or a company) in exchange for regular interest payments and the return of the bond’s face value at maturity.
Corporate Fixed Deposits are term deposit schemes offered by corporates and Non-Banking Financial Companies (NBFCs) to the public to raise capital. These work like bank FDs but offer higher interest rates, though they carry higher risk since they are not insured by the RBI.
Debentures are long-term debt instruments issued by companies to borrow money from investors at a fixed interest rate.
They are not backed by physical assets, but rely on the creditworthiness of the issuer.
Think of them as “IOUs(I Owe You)” — you lend money to the company, and in return, they promise to pay you back with interest.
Government Securities (G-Secs) are debt instruments issued by the central or state governments to borrow money from the public for funding various expenses. They are considered risk-free investments, as they are backed by the government.
G-Secs are available in short-term and long-term formats and are suitable for investors looking for safe, stable, and predictable returns.