Your Health, Our Priority – Shield Yourself from Rising Medical Costs.

Insurance policies serve as both a protective financial tool and, in some cases, a long-term investment option. They help safeguard individuals and families against unexpected events such as illness, accidents, or death, ensuring financial stability during difficult times. At Equentis Investech, we offer a range of insurance solutions tailored to your needs, including Health Insurance, Term Life Insurance, Parental Health Insurance, and Personal Accident Cover. While health and accident covers provide immediate protection from medical and emergency expenses, term life insurance ensures your family’s financial security in your absence. Additionally, certain insurance plans can also serve as investment instruments, offering maturity benefits or wealth creation over time—making them a smart addition to a well-rounded financial portfolio.

Health insurance is a policy that covers medical expenses arising due to illness, injury, or hospitalization. It can be an individual or a family floater plan.

Why it's Important for Your Family:

  • Covers Rising Medical Costs: Hospitalization, surgeries, diagnostic tests, and medicines are getting more expensive each year.
  • Cashless Treatment: Most insurers offer a network of hospitals where you can get treatment without paying upfront.
  • Protects Savings: Instead of dipping into savings or taking loans, your policy covers most expenses.
  • Pre- and Post-Hospitalization: Good policies also cover expenses before and after the hospital stay.
  • Pre- and Post-Hospitalization: Some plans include free annual health checkups and wellness benefits.
Term Life Insurance
Parental Health Insurance
Personal Accident Cover

Why You Should Take It:

Ensures your entire family can access quality medical care when needed.

Offers tax benefits under Section 80D of the Income Tax Act.

Helps you focus on recovery, not bills, during illness or injury.

Term insurance is a simple and affordable life insurance plan that pays your nominee a lump sum amount in case of your untimely death during the policy term.

Why it's Important for Your Family:

  • Financial Security: In your absence, your spouse, children, or dependent parents won't struggle financially.
  • Covers Major Liabilities: Helps repay loans like a home loan or car loan, and fund your child’s education or marriage.
  • Income Replacement: Replaces the income you would have earned, ensuring continuity in your family’s lifestyle.
Health Insurance
Parental Health Insurance
Personal Accident Cover

Why You Should Take It:

One of the cheapest ways to get a high life cover.

Ensures peace of mind—your family will not face financial hardship.

Option to add riders like critical illness or accidental death benefit.

This is a health insurance policy specifically designed for senior citizens or elderly parents. It covers diseases and health conditions more common in old age.

Why it's Important for Your Family:

  • Aging Means Higher Risk: As your parents age, they are more prone to illnesses like heart disease, diabetes, arthritis, etc.
  • Reduces Financial Burden: Frequent hospital visits, tests, and medications can drain your resources.
  • Tailored Benefits: These plans often cover common age-related illnesses, and some even include domiciliary (home) care.
Health Insurance
Term Life Insurance
Personal Accident Cover

Why You Should Take It:

Helps provide the best medical care for your parents without financial stress.

Ensures they are not dependent on you for every medical expense.

Allows them to live their later years with dignity and security.

This insurance provides compensation in case of accidental death, disability (permanent or temporary), or injury. It may also cover hospitalization due to accidents.

Why it's Important for Your Family:

  • Accidents Are Unpredictable: They can happen anytime—on the road, at work, or even at home.
  • Loss of Income: In case of disability, you might lose your ability to work.
  • Additional Financial Help: Even with life and health insurance, accident-specific coverage fills important gaps.
Health Insurance
Term Life Insurance
Parental Health Insurance

Why You Should Take It:

Provides a safety net if you are injured or disabled and cannot earn.

Affordable premiums with high benefits.

Often includes coverage for ambulance charges, fractures, burns, and physiotherapy.

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